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Finance by need · In partnership with Funding Circle

The van, without the dealer’s finance.

Business vehicle finance as a loan puts the cash in your account, so you buy the vehicle outright, from whoever you like, and repay over up to six years.

Check what fits Call 07543 804014
Excellent4.5 out of 5Trustpilot Buy from any seller, outrightFixed monthly repaymentsThe vehicle isn’t security
In partnership with

What fits a vehicle.

Two products do this job. Which one depends on the price and how fast you’d clear it.

Usually the answerBusiness loanA fixed-rate loan from £10,000, repaid monthly over up to six years. Buy outright, new or used, from a dealer, an auction or a private seller.From £10,000 · from 6.9% per year plus a one-off completion fee → For a cheaper used vehicleShorter-term loanThe same loan over 6 or 12 months, for a vehicle you’ll clear within a year.From £10,000 · fixed monthly repayments →

What businesses use it for.

A delivery vanFor the shop that now delivers, or the caterer who travels.
A second vehicle for a growing teamTwo crews, two vans.
Replacing one that costs more to fix than to runStop paying the garage and start paying for a vehicle you keep.
A food truck or trailerThe pitch, the kit and the vehicle under it.

An example.

A caterer borrows £28,000 over four years for a refrigerated van, buys it outright at auction, and keeps the monthly cost fixed.

Illustration only. Your rate and completion fee are set by Funding Circle on application.

Can I buy from a private seller?

Yes. The loan is cash in your account, so you buy from whoever you like.

Is the vehicle security for the loan?

No. The loan is unsecured; a personal guarantee is required.

Used or new?

Either. The loan doesn’t depend on the vehicle’s age or where it comes from.

Can I include sign-writing and kit?

Yes. The loan is for any business purpose, so the racking, the fridge unit and the livery can go in the figure.

How it works with Atlas.

Atlas is a Funding Circle partner: we introduce, Funding Circle decides and lends, and we may receive a commission.

  1. 1

    Tell us about the vehicle

    What you’re buying, roughly what it costs, and over how long. Ten minutes.

  2. 2

    We point you at the right product

    A business loan or a shorter-term loan. If neither fits, we say so.

  3. 3

    Check and apply

    Thirty seconds to check, about seven minutes to apply. Funding Circle decides.

  4. 4

    Money lands, Atlas stays

    Funds typically within 48 hours of approval. We stay the number you ring.

Other things people finance.

Tell us about the vehicle.

Ten minutes and a rough figure. We’ll tell you whether a loan fits, or that it doesn’t.

Excellent4.5 out of 5Trustpilot
Check what fits07543 804014

Important information. Atlas Payments (Robles Payments Limited, company number 16864953) introduces customers to Funding Circle Ltd, authorised and regulated by the Financial Conduct Authority. Atlas Payments does not lend and does not make lending decisions. All products are subject to status and a full assessment by Funding Circle; limits, rates and fees depend on your business and the product. Available to UK limited companies and LLPs. We may receive a commission from Funding Circle when a product is taken out.

Cashback business credit card: representative 34.9% APR (variable), rates from 14.9%. 2% cashback on eligible spend for the first six months, up to £2,000, then 1% uncapped. Up to 42 days interest free on purchases when the balance is paid in full. The FlexiPay Business Credit Card is issued by Monavate Ltd. Think carefully before borrowing. Repayments must be affordable for your business.

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