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Finance by need · In partnership with Funding Circle

Pay the bill today. Spread it over months.

The supplier wants paying now; the money lands next month. Pay suppliers finance through FlexiPay settles them by bank transfer in your name, and you repay in instalments.

Check what fits Call 07543 804014
Excellent4.5 out of 5Trustpilot Pay by bank transfer, in your name0% interest, one flat feeMinimum payment £100
In partnership with

What fits a bill or a supplier.

Two products do this job. Which one depends on whether the supplier takes card.

Usually the answerFlexiPayPay the supplier or HMRC by bank transfer on the day, then repay over 1, 3, 6, 9 or 12 months for one flat fee. The limit recharges as you repay.From £1,000 to £250,000 · 0% interest → For suppliers who take cardCashback cardIf the supplier takes card and you’d rather earn 2% on it, put it on the card and clear the statement in full.2% then 1% cashback · up to 42 days interest free →

What businesses use it for.

Supplier invoicesPay on the day and keep the account on good terms.
HMRC and VATPay the bill on time, repay over the quarter.
Energy and utilitiesA winter bill spread into the spring.
Rent and insuranceAnnual premiums and quarter days, spread.

An example.

A restaurant pays its £4,200 drinks supplier by FlexiPay transfer on the day, chooses three months, keeps the account on good terms and uses the cash in the bank for the Christmas rota.

Illustration only. Your fee and limit are set by Funding Circle on application.

Can I pay by bank transfer?

Yes. FlexiPay pays any UK bank account, so the supplier is paid the way they expect.

Do suppliers see Funding Circle?

They see a payment from your business.

Can I negotiate a discount for paying upfront?

Often, and that’s the point: paying on the day can be worth more than the fee costs.

Is there a minimum payment?

£100 for bill and supplier payments.

How it works with Atlas.

Atlas is a Funding Circle partner: we introduce, Funding Circle decides and lends, and we may receive a commission.

  1. 1

    Tell us who needs paying

    The supplier or the bill, how much, and when the money comes back in. Ten minutes.

  2. 2

    We point you at the right product

    FlexiPay, or the card if the supplier takes it. If neither fits, we say so.

  3. 3

    Check and apply

    Thirty seconds to check, about seven minutes to apply. Funding Circle decides.

  4. 4

    Pay the bill, Atlas stays

    The limit is live within days. We stay the number you ring.

Other things people finance.

Tell us who needs paying.

Ten minutes and a rough figure. We’ll tell you whether FlexiPay or the card fits, or that neither does.

Excellent4.5 out of 5Trustpilot
Check what fits07543 804014

Important information. Atlas Payments (Robles Payments Limited, company number 16864953) introduces customers to Funding Circle Ltd, authorised and regulated by the Financial Conduct Authority. Atlas Payments does not lend and does not make lending decisions. All products are subject to status and a full assessment by Funding Circle; limits, rates and fees depend on your business and the product. Available to UK limited companies and LLPs. We may receive a commission from Funding Circle when a product is taken out.

Cashback business credit card: representative 34.9% APR (variable), rates from 14.9%. 2% cashback on eligible spend for the first six months, up to £2,000, then 1% uncapped. Up to 42 days interest free on purchases when the balance is paid in full. The FlexiPay Business Credit Card is issued by Monavate Ltd. Think carefully before borrowing. Repayments must be affordable for your business.

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