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Finance by need · In partnership with Funding Circle

The kit that makes the money.

A three-group coffee machine, a new kitchen line, a pizza oven, a full EPOS. Equipment finance lets the kit pay for itself over the term.

Check what fits Call 07543 804014
Excellent4.5 out of 5Trustpilot New or refurbishedInstallation and training can go in the figureNothing secured on the kit
In partnership with

What fits a piece of kit.

Two products do this job. Which one depends on the price.

Usually the answer for £10k and overBusiness loanA fixed-rate loan from £10,000, repaid monthly over up to six years. The kit, the installation and the training in one figure.From £10,000 · from 6.9% per year plus a one-off completion fee → For equipment under about £10kFlexiPayPay the supplier by bank transfer and spread it over up to 12 months for one flat fee.From £1,000 to £250,000 · 0% interest →

What businesses use it for.

Coffee machines and grindersThe espresso machine the café is built around.
Kitchen equipment and extractionRanges, fryers, ovens and the canopy above them.
Fridges, freezers and cellar coolingThe kit that keeps the stock saleable.
Tills, card machines and kitchen screensA full EPOS system, fitted and trained by Atlas. See EPOS systems and the hardware.

An example.

A café spreads a £9,500 espresso machine on FlexiPay over twelve months; a restaurant takes a £40,000 loan over five years for a new kitchen.

Illustration only. Your rate, fee and limit are set by Funding Circle on application.

Can I finance my Atlas EPOS install this way?

Yes. The tills, card machines and kitchen screens we fit can be funded on FlexiPay or a business loan, and the training goes in the same figure.

Does the equipment secure the loan?

No. The loan is unsecured; a personal guarantee is required.

New or refurbished?

Either. The loan is cash in your account, so you buy from whoever you like.

Can I include installation and training?

Yes. The loan is for any business purpose, so the fitting, the extraction work and the training can all go in.

How it works with Atlas.

Atlas is a Funding Circle partner: we introduce, Funding Circle decides and lends, and we may receive a commission.

  1. 1

    Tell us about the kit

    What it is, roughly what it costs, and when you need it. Ten minutes.

  2. 2

    We point you at the right product

    A business loan or FlexiPay. If neither fits, we say so.

  3. 3

    Check and apply

    Thirty seconds to check, about seven minutes to apply. Funding Circle decides.

  4. 4

    Kit arrives, Atlas stays

    Funds or the limit are live within days. If it’s a till, we fit it. We stay the number you ring.

Other things people finance.

Tell us about the kit.

Ten minutes and a rough figure. We’ll tell you whether a loan or FlexiPay fits, or that neither does.

Excellent4.5 out of 5Trustpilot
Check what fits07543 804014

Important information. Atlas Payments (Robles Payments Limited, company number 16864953) introduces customers to Funding Circle Ltd, authorised and regulated by the Financial Conduct Authority. Atlas Payments does not lend and does not make lending decisions. All products are subject to status and a full assessment by Funding Circle; limits, rates and fees depend on your business and the product. Available to UK limited companies and LLPs. We may receive a commission from Funding Circle when a product is taken out.

Cashback business credit card: representative 34.9% APR (variable), rates from 14.9%. 2% cashback on eligible spend for the first six months, up to £2,000, then 1% uncapped. Up to 42 days interest free on purchases when the balance is paid in full. The FlexiPay Business Credit Card is issued by Monavate Ltd. Think carefully before borrowing. Repayments must be affordable for your business.

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